Buy Now, Pay Later
At Take 5 Oil Change we strive to be Fast, Friendly and Simple. We are here to offer you a quick and convenient way of having the services you need with flexible payment options. With Zip you can Buy Now, Pay Later — get the service you need and pay for your purchase over 4 installments.
How Does Zip Work?
- Get Service: Get your oil change in one of our shop locations.
- Scan: Scan the Zip QR Code with your phone or sign up online before your visit.
- Create: Create your profile in minutes.
- Set Up: Select Zip as your payment form. The first 25% of your invoice total will be charged at the time of purchase.
- Pay Later: Pay later! We split your balance into 3 easy payments spread over 6 weeks.
Frequently Asked Questions
Zip allows you to split nearly any purchase into 4 installments over 6 weeks.
Zip requires your legal name, address, date of birth, a US mobile number, and either a US debit or credit card to sign up. Heads up, Zip requires a mobile phone number and text message verification to log-in, instead of a traditional username and password.
To create a Zip account, you must: live in the US and have a valid US mailing address, be at least 18 years old, have a valid and verifiable US mobile number, and use a US credit or debit card to make a purchase.
Download the Zip app to your mobile device while in-store or sign up here before your visit. Make sure you review account requirements. For existing Zip customers, there's no need to sign up again.
Customers may be charged finance charges, late fees, and convenience fees if applicable. For more information on finance charges, please check out Zip's Help Center.
Welcome back! Existing Zip customers can use the cell phone number associated with your Zip account to log into the app and use Zip in-store.
You can use Zip for purchases of $35 or more. To check your estimated Zip spending power, visit the Zip app. For more information about your spending power, please check out Zip's Help Center.
You can easily manage your account information through the Zip app on your mobile device. In the app you can view your order history (past and current orders), active payment plans, and your estimated spending power.
Your first payment for your purchase is due when you check out. The remaining payments will be billed automatically over time. You will be able to see your payment schedule prior to completion of your purchase.
Yes! Zip notifies customers with reminders three days and one day before each payment is due, with SMS and email. Access the Zip app to see your payment due dates or update your payment method.
Of course. If you want to make a payment, log into the Zip app, select the orders tab and choose the payment you want to make early. For more information about how to make an early payment, please go to Zip's Help Center.
Yes! Each customer has an estimated spending power they can use to make purchases. Your spending power is not an open line of credit. Each transaction is separately reviewed for approval. Existing orders are subtracted from your spending power to show the available spending power you have to make purchases with Zip.
Your payments are set to debit automatically on their due dates, but if you are having trouble paying you can potentially request a payment date change. If your payment method becomes invalid, expires, or is unable to be processed, you may be charged a late fee. To avoid late fees, update your payment information in the app.
All payments for your order will debit from the payment method you used to check out with initially. If you need to change your payment method for future payments on an order, you can go to account information in the Zip app.
For more information visit Zip Refunds or contact us.
Loans through the Zip checkout are originated by WebBank, except for Zip-originated loans in CO, NV, MA, and MD. Loans to California residents, other than loans through the Zip App, Zip checkout, and Zip Card, are made or arranged pursuant to California Lenders Law license. For example, for a $335 purchase, you'd make four $85.25 payments every two weeks starting today for a 31.11% annual percentage rate and a total of payments of $341. A $6 installment fee is charged at commencement -- you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Actual installment fees vary and can range from $0 to $7.50 depending on the purchase price and Zip product used. Actual amount of fee for your purchase will be reflected in checkout. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere and Zip Checkout financing through Zip issued by WebBank, except for Zip-originated loans in CO, NV, MA, and MD. All loans are subject to credit approval.