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Zip allows you to split nearly any purchase into 4 installments over 6 weeks.

Zip requires your legal name, address, date of birth, a US mobile number, and either a US debit or credit card to sign up. Heads up, Zip requires a mobile phone number and text message verification to log-in, instead of a traditional username and password.

To create a Zip account, you must:

• Live in the US & have a valid US mailing address
• Be at least 18 years old
• Have a valid and verifiable US mobile number
• Use a US credit or debit card (opens in a new tab) to make a purchase

Download the Zip app (opens in a new tab) to your mobile device while in-store or sign up here (opens in a new tab) before your visit. Make sure you review account requirements here (opens in a new tab).

For existing Zip customers, there’s no need to sign up again.

Customers may be charged finance charges, late fees, and convenience fees if applicable. For more information on finance charges, please check out Zip's Help Center (opens in a new tab).

Welcome back! Existing Zip customers can use the cell phone number associated with your Zip account to log into the app and use Zip in-store.

You can use Zip for purchases of $35 or more. To check your estimated Zip spending power, visit the Zip app (opens in a new tab). For more information about your spending power, please check out Zip’s Help Center (opens in a new tab).

You can easily manage your account information through the Zip app on your mobile device (opens in a new tab). In the app you can view your order history (past and current orders), active payment plans, and your estimated spending power.

Your first payment for your purchase is due when you check out. The remaining payments will be billed automatically over time. You will be able to see your payment schedule prior to completion of your purchase.

Yes! Zip notifies customers with reminders three days and one day before each payment is due, with SMS and email. Access the Zip app (opens in a new tab) to see your payment due dates or update your payment method (opens in a new tab).

Of course. If you want to make a payment, log into the Zip app (opens in a new tab), select the orders tab and choose the payment you want to make early. For more information about how to make an early payment, please go to Zip’s Help Center. (opens in a new tab)

Yes! Each customer has an estimated spending power they can use to make purchases. Your spending power is not an open line of credit. Each transaction is separately reviewed for approval. Existing orders are subtracted from your spending power to show the available spending power you have to make purchases with Zip. For additional details, please go to Zip’s Help Center (opens in a new tab).

Your payments are set to debit automatically on their due dates, but if you are having trouble paying you can potentially request a payment date change. Find out how in Zip’s Help Center (opens in a new tab).

If your payment method becomes invalid or expires or is unable to be processed, you may be charged a late fee. For more information on late fees, please go to Zip’s Help Center (opens in a new tab). To avoid late fees, update your payment information in the app (opens in a new tab).

All payments for your order will debit from the payment method you used to check out with initially.

If you need to change your payment method for future payments on an order, you can go to account information in the Zip app (opens in a new tab).

For more information about how to change your payment method, please go to Zip’s Help Center (opens in a new tab).

For more information visit Zip Refunds (opens in a new tab) or contact us (opens in a new tab)